[金融] 利率
利率(Interest Rate): 利率一般被分为固定利率和浮动利率两种。固定利率通常每年一变,浮动汇率则每月一变。
利息率
利息(Interest)与利息率(Interest Rate)是伴随信用与信用工具出现的重要概念,也是现代经济中的重要经济变量。
存款利率
倘使银行(Bank)存款血本犯警流入股市的情景放肆,央行也会升高存款利率(Interest rate),经验是由痛苦中粹取出来的来加大存款炒股的本钱,好好扮演自己的角色,做自己该做的事上周刚才推出(Release)的加息计谋即是云云...
负利率
由于负利率(Interest rate)明显,预计今年再加一、二次息的可能性很大(Great),而国际板的相关细则还未出台,利空未出尽,在此背景下,股市很难有大行情。
利率风险 ; 风险 ; 利率危害 ; 商业银行
利率平价 ; 利率平价理论 ; 利率平价说 ; 利率平价原理
无风险利率 ; 利率
An interest rate is the rate at which interest is paid by borrowers (debtors) for the use of money that they borrow from lenders (creditors). Specifically, the interest rate is a percentage of principal paid a certain number of times per period for all periods during the total term of the loan or credit. Interest rates are normally expressed as a percentage of the principal for a period of one year, sometimes they are expressed for different periods like for a month or a day. Different interest rates exist parallelly for the same or comparable time periods, depending on the default probability of the borrower, the residual term, the payback currency, and many more determinants of a loan or credit. For example, a company borrows capital from a bank to buy new assets for its business, and in return the lender receives rights on the new assets as collateral and interest at a predetermined interest rate for deferring the use of funds and instead lending it to the borrower. A commercial bank can usually borrow at much lower interest rates from the central bank than the rate at which companies can borrow from the commercial bank.Interest-rate targets are a vital tool of monetary policy and are taken into account when dealing with variables like investment, inflation, and unemployment. The central banks of countries generally tend to reduce interest rates when they wish to increase investment and consumption in the country's economy. However, a low interest rate as a macro-economic policy can be risky and may lead to the creation of an economic bubble, in which large amounts of investments are poured into the real-estate market and stock market. In developed economies, interest-rate adjustments are thus made to keep inflation within a target range for the health of economic activities or cap the interest rate concurrently with economic growth to safeguard economic momentum.